Smarter Enrollment, End User Empathy = Higher Participation & Persistence

Smarter Enrollment

Don't be a number. Make the numbers work for you.

SKY turns enrollment into math-based decision support, so employees pick the plan that actually fits their life, and participation climbs.

SKY Plan Selection Tool
RECOMMENDED FOR YOU, BASED ON YOUR LIFE PROFILE
Premium+ BEST MATCH
Comprehensive · Low deductible
$389/mo
Essential
Standard coverage
$219/mo
Basic
Minimum coverage
$129/mo
ANNUAL VALUE LINE
Net Savings vs. Basic+$1,200 / yr
Stacked life-odds confidence: 94%

Smarter Enrollment, Math Based Selection Tool

Don't be a Number.
Make the Numbers Work for You.

We don't just offer plans; we offer Decision Certainty. SKY maps a billion data points to treat insurance as a financial benefit, not just a monthly expense.

SKYSKY, LIVE RECOMMENDATION

Since you're an LA commuter, life-odds show a 22% higher risk of fender-benders. Choosing Premium+ saves you $1,200 annually by stacking the odds in your favor.

SKY doesn't just list plans; it explains the Break-Even point. We help employees feel heard and understood by translating complex jargon into a personal financial strategy.

FAQ

Frequently asked questions

How does SKY decide which plan to recommend?

SKY maps each employee’s life profile against plan design and cost data to estimate the real, total cost of each option, not just the premium. It surfaces the best-value plan and explains the break-even point in plain language.

Does this replace our benefits administration system?

No. Halo360 is middleware. It connects to your existing enrollment and HRIS systems via API and adds AI decision support on top, no rip-and-replace required.

How much can participation realistically improve?

Clients typically see a 10–20% lift in participation, driven by employees understanding their options and feeling confident in their choice.

Ready to see SKY in action?

Book a 30-minute strategy session. No commitment required.